The retention decision
Risk is not the same as urgency.
Customer risk describes the account's condition. Commercial priority describes business urgency. Read as one number, the two collapse and the response goes wrong. Coordinated as two reads, they set an appropriate marketing motion.
The account's condition is deteriorating.
Business urgency is steady, not acute.
Switch cases to see the two reads move independently. Combining them into one score can produce the wrong response. Keeping them separate allows the agent to coordinate an appropriate marketing posture.